Story Time! You Need to Get Pre-Approved

Back in October – about six months ago – I received an inquiry on a listing here in town: it was 155 Thackeray Drive, a beautiful expanded split level that was listed for $925,000. I met this prospect and his wife at the property. Although this couple liked the house, they experienced a bit of […]

Don’t Wait for the Rates to Drop – 3% Won’t happen!

If you’ve decided to postpone buying a home because of the current interest rates, it’s possible that you could wait longer than you’d planned.   While some forecasters predict that rates will decline over the next 12 months, they don’t see rates dropping below 5% any time soon. So Don’t Wait for the Rates to […]

Don’t Make These Mortgage Application Mistakes

Did you just submit your mortgage application? Don’t Make These Mistakes! Like many people do in the new year, you might be getting ready to buy your next home! The first thing you’ll need to do is meet with a mortgage rep in order to understand what sort of loan is best for you. Once […]

What Are My Closing Costs?

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are […]

Pre-approval in 2023

Getting Pre-approved: What You Need To Know One of the first steps in your 2023 homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a pre-approval, the lender tells you which types of loans you may be eligible to take out, […]

Mortgage Rates are Going Up

Do you know what that really means for you? If Mortgage Rates are Going Up, do you need to sit this out and wait for rates to normalize? The short answer is “maybe”. But take a look at what one our lenders just shared with us. There could be a great opportunity for you here. […]

When is the Final Walkthrough?

Q. (From a buyer): When should I schedule my final walkthrough and how much time should I allow? What am I looking for when I’m there? A. Your final walk through should be scheduled before your closing. This is your opportunity to ensure that everything in the house is as you’d expect it to be. […]

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