Mortgage Minute
Industry Trends WFS Jumbo rate – 5/5 ARM: 2.875% Refi Index – 1565.4 (-4.28%) Purchase Index – 174.7 (-6.13%) NAHB Builder Confidence – 54.00 (0%) Existing Home Sales – 4,900,000 (-4.3%) New Home Sales – 421,000 (+7.95%) As of Dec. 19, 2013. SOURCE: Mortgage News Daily Featured Product: 5/5 ARM This loan carries a lower interest rate and higher maximum loan amount […]
Typical Inspection Questions
Q. The house we are interested in has onset of mold in the attic. The inspector recommended remediation, to include increased ventilation in the attic. The seller says that installing soffit vents is an upgrade and won’t do it. Is the installation of a soffit vent an upgrade? A. Like everything else about purchasing or selling a […]
Protect your home from water damage
Heavy snow and rain can be more than just a nuisance. They can also do considerable damage to your home if you’re not careful. The number-one thing homeowners should do is protect their home’s foundation. This is the core of the house and what holds it together. An essential first step is ensuring good drainage […]
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Estimated Closing Costs
There are several costs you will incur along the way. The following list comprises many of these items. Your mortgage company will give you good faith estimate of closing costs at some point during the process. Additionally, the day before or early on the day of closing, your attorney will tell you the amount due […]