Are you a first time home buyer? Got the jitters? I bet you do, but don’t worry, The Blanchard Team strives to put you immediately at ease!
One of the biggest mistakes first timers make is underestimating how important it is to get pre-approved. I can’t tell you how often a new client says, “It won’t be a problem” when I ask them if they have been pre-approved. I agree – it likely won’t be a problem – but it’s a really good idea to have an open line of communication with a lender. That way you’ll know how much you can afford, you’ll be in a position to move quickly if you find a house you like, you won’t waste time looking at homes that you can’t afford – or on the flip side – seeing homes that you can afford but they don’t meet your needs – you might be pleasantly surprised that you can afford to look at the next price range up; without increasing your monthly payment.
There is so much to learn about the mortgage process, start early … The absolute best thing to is to talk to a trusted advisor – start with your Realtor, or if you have a lender you’d like to work with then call him or her.
I always recommend Brian Wagenseller. He is smart, personable, reliable, reachable and above all else he is honest!